Let trusted customers pay later — only with admin permission

Pay-later is off for every customer by default. An admin decides who can buy on account and how much, and the POS enforces it at checkout.

  • Off by default
  • Admin-approved per customer
  • Credit limits enforced
  • Balances tracked to payment
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Store manager approving a customer pay-later account on a tablet

Admins decide who can buy on account

Only an admin can switch on pay-later for a customer record. Cashiers without that permission cannot extend credit, so informal IOUs stop happening at the counter.

  • Pay-later enabled per customer by an admin
  • Credit limit set on the customer record
  • Staff without permission cannot grant credit

The POS enforces the limit

When an approved customer checks out on account, the amount is added to their balance. If a sale would exceed their credit limit, the POS blocks it.

  • Balance shown before each new sale
  • Sales over the limit are blocked
  • Every on-account sale linked to the customer

Collect and clear balances

When the customer pays, staff record a full or partial payment. The balance updates and the payment is posted to income automatically.

  • Full or partial payments
  • Payment history per customer
  • Collected pay-later totals on the dashboard

Credit without the risk

Admin control

Only admins can approve a customer for pay-later.

Limits enforced

The register holds every customer to their credit limit.

Trusted regulars

Offer flexibility to the customers who earned it.

Clean books

Payments clear balances and post to income in one step.

Frequently asked questions

Can any employee give a customer pay-later?

No. Pay-later must be enabled on the customer record by an admin. Other staff can only use it for customers who are already approved.

What happens if a customer goes over their limit?

The POS blocks on-account checkout beyond the customer's credit limit.

Can customers pay part of their balance?

Yes. Staff can record partial payments, and the remaining balance stays on the customer record.

Offer pay-later with confidence

Approve your trusted customers and set limits in the free 30-day trial.

Start free for 30 days

No credit card. Full access to every module.

RepairBiz is repair shop software for phone repair businesses, computer repair shops and electronics repair stores — a cell phone repair POS, repair ticket system and full repair shop management platform in one.

Includes AI repair shop tools, smart POS software, repair shop inventory with IMEI tracking, repair shop accounting, customer signature capture and online repair appointment booking. Serving the USA, Canada, the UK and Australia.

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